powered by: 


We all have had this problem. Payroll is coming up and cash flow is short. What can you do?


Don't worry, CHS is here to help. With Payroll funding powered by PAYRO, never stress about payroll again.

Finance your payroll for up to 4 week

How it works

1. Request Funding

Upon completing payroll submit a funding request

2. Schedule Payment

Tell us when you want to pay

3. Get the Money

Receive the funds in your payroll account before the end of day



From $3,000 until maximum credit limit


$100 transaction fee +  

1.5% weekly rate


Charged per week for 1,2,3 or 4 weeks

To find out more information or to set up an account, please reach out to your processor or call 718-651-6637

Frequently asked questions

How do I request for financing?

Contact your processor or email

How much financing can i get?

You can be pre approved for up to $20,000 within a few hours. If you require more this will require additional information and will take additonal time.

What do i need to qualify?

1 year in buisness, at least 3 months with CHS and good payment history with CHS

When do I have to pay?

Maximum 4 weeks

Can I finance more than the payroll?


What if my payroll is more than the amount approved?

You will be able to request financing up to the amount approved for.

Can I request financing if i have an open balance?


What is the deadline for requesting finance?

1 pm EST the day before payroll.

What happens if I can't make a payment on the draw date?

You can reschedule payments up to 4 weeks.

How do I reschedule the payment date?

Please contact your processor or email

What happens if a payment bounces?

We will redraw within the next week and you will be charged for the additiona time

Is there a bounce fee?

Yes - $75